I Tax Advance Online
I Tax Advance online offers alternatives to traditional bank loans, storefront lenders or tax preparation services.
We know that there is no way to plan for an emergency, and therefore we offer access to lenders with much more lenient lending guidelines for hardworking people.
What Services Are Available At I Tax Advance?
We provide access to the low cost tax refund loan services as well as other services that people want and need and that won’t bury them in financial debt.
Plain and simple, we offer real financial solutions by providing access to the right loan options, not those that would saddle you with overwhelming fees.
What Types of Tax Loans Are Online?
Very popular loans during the tax season are our tax refund loans. If you’re expecting a refund from the IRS this year, then we invite you to apply. A tax refund loan is sometimes called a tax refund anticipation loan, tax loan, tax return loan or income tax loan but no matter what you call it you can get your refund much faster by simply applying online at iTaxAdvance.com.
Some people need funds faster than the next business morning that is offered with our standard tax refund loans and are willing to pay a little extra to get the money they need today instead of tomorrow and therefore prefer our tax refund anticipation loans in 1 hour. That is a legitimate need and here is exactly where you would find our Tax Refund Anticipation Loans in 1 Hour
For some, a long time to pay the loan would fit their budget better and would therefore prefer our tax refund installment loans. To them we would say, check out our Tax Refund Installment Lenders
There are always people who need money but want the time to pay it back and know that once it is paid back would like the flexibility to borrow the money again in the future but without the need to go through yet another approval process. So, for them, our Tax Refund Line of Credit would be their best option. If that describes you then you should check out our featured Tax Refund Line of Credit lender.
The standard tax refund anticipation loan option has always been available to those who don’t need the money within 1 hour, need to repay in installments or feel they would need to borrow the money again in the future. For them they find standard Tax Refund Loans get them the cash they are looking for soon enough. So, if that works best for them we say here is our standard Tax Refund Loan application.
Trusted by 100000+ happy customers
What are Tax Refund Loans?
The easiest way to describe what we offer is to think of our loans as an advance on your income tax refund.
Lenders know you’ll have the money in a week or two and instead of requiring you to provide copies of your private tax return documents prefer to instead use your income as your good credit, even though this is a tax refund loan.
It can sometimes be hard to get by while waiting for your tax refund and therefore turn to us to get their refund back much sooner.
We can provide you with up to $1000 of your refund right into your bank account by the next business morning and even sooner when you select the tax refund anticipation loans in 1 hour.
The loan terms may differ from state to state but are always generous enough to allow ample repayment time, and plenty of cash to take care of whatever is causing you to need your refund much sooner.
The loan amount requested is flexible as well, allowing you to ask only for what you need, not some predetermined set amount that might be more than you could afford if your refund does not arrive at all for some unknown reason.
Professional Lenders
Our income tax advance lenders are all licensed and certified.
Bad Credit OK
Even with less than perfect credit you still can apply.
The Simplest Qualification Requirements
The requirements for receiving a tax refund anticipation loan are very straightforward.
First, you must be a legal adult of age 18 or older and have a bank account in good standing. You will also need an email address and a working phone number, and proof of your income.
Easier Access to Great Loan Options
Traditional banking institutions are the ones that back the loans provided by the tax preparation services that often have provided tax refund loans in the past.
However, this year, due to the credit crunch, many will find that these backing banks are not as willing to provide these loans to nearly as many taxpayers
Many people will find that they pay hundreds for the tax preparation services and are then denied a tax refund anticipation loan.
Unlike iTaxAdvance.com, a standard bank will never approve you for a tax refund loan instantly and get you the funds you need into your bank account in as little as 1 hour to 24 hours. A standard bank is not designed to help the average family.
Tax Advance Services like I Tax Advance do serve a purpose and can help ease the blow by getting you at least part of your income tax refund back early when you’re caught between a bill and an empty bank account.
Fast and Convenient Tax Advance Loan Services
It has never been more convenient to have access to quick cash than through our Tax Advance Service. Since all our services are online, money can be electronically deposited into your checking account within 1 to 24 hours of approval.
Our online loan application is quick to fill out and easy to understand, just a few quick questions, your income and identity will be verified, and the cash is yours.
Unlike credit cards, which charge interest on top of interest again and again, you can pay the balance of your loan off as soon as you get your next paycheck or two, so you won’t be in debt for years and years from making a minimum payment on a large debt.
No Pressure Approach
Nothing could be less pressure than a simple and easy application process with an immediate approval notification which truly makes our Tax Advance Loan service a convenient solution for many.
The Federal Truth in Lending Act ensures that all online tax refund anticipation lenders disclose all rates or fees before requiring you to sign the loan document, so you can proceed with confidence, knowing your rights are protected.
It costs nothing for you to apply for a tax refund loan and look at the rate and terms on the loan document.
Once you see the cost and terms of the tax refund loan on the tax refund loan document you can choose to sign or not to sign at that point. Until you e-sign a tax refund loan contract, you are not under any obligation to continue the loan process, and you have lost nothing.
Control your Debt Instead of Letting your Debt Control You
Every day that car needs fixed and can’t get you to work, bank fees pile up or that unpaid bill gains interest is more money out of your pocket.
Situations like these can lead to even more debt, forcing charges on a credit card with an even higher interest rate than a short-term tax refund loan or missing more work while waiting for your refund to arrive so you can handle needed car repairs.
It can quickly and easily become an out-of-control situation that ends up costing you your entire tax refund and possibly more.
Choosing the right tax advance service and the right tax refund loan can help you avoid those situations, by providing a quick cash infusion that can be easily paid back with your income tax refund or next few paychecks.
It’s up to you to Borrow Responsibly
Even the most responsible and budget minded person can find themselves in over their heads financially sometimes.
That’s why it’s so important to be responsible with your money and even more careful when it comes to short-term tax refund loans.
When choosing a tax advance loan service, be sure to only apply for an amount that fits into your budget and that’s easy for you to pay back with your next couple of paychecks, just in case your refund fails to arrive or arrives much later than expected.
Failing to be able to pay back your tax refund anticipation loan on time can lead to high interest rates, late fees, and even more debt.
Defaulting on a Tax Advance Loan can make it impossible to get loans in the future so you should always work with your lender if you run into trouble with receiving your income tax refund or for other reasons when paying back the loan.
ITax Advance
Address: 319 South Boston
Suite #12
Tulsa, OK 75103
Phone: 1(844)514-1127
APR Disclosure
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change. If you have questions about your loan contact your lender directly and for any other questions contact us thriugh customer service.
Material Disclosure
Exclusions
Residents of some states may not be eligible for some or all short-term, small-dollar loans.
iTax Advance provides online tax advance services of one type or another in almost all 50 states. However, some states only allow for issuing of refund installment loans or refund lines of credit.
Credit Implications
ITaxAdvance does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. How do I reach customer service? You can email us at info@itaxadvance.com
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