Your Privacy Rights

ITaxAdvance.com (hereinafter referred to as “Company” “we,” “us,” or “our”) created this privacy policy (“Privacy Policy”) to explain how we use personal information, as defined below, and to give you assurance of our commitment to fair information practices and to the protection of your privacy as you visit and use the ITaxAdvance.com website (the “Website”). This summary and the full policy below describe how information is collected and distributed and your choices with respect to your personal information. Please review our full Privacy Policy for detailed information on our information and privacy practices.

We understand that you value your privacy and the right to control how your personal information is collected and used. Our data collection and retention practices are designed to provide transparency, accountability and choice regarding the management and use of your personal information.

We also provide you with contact information should you wish to remove your personal information from our databases

THIS WEBSITE IS NOT INTENDED FOR ANYONE UNDER THE AGE OF EIGHTEEN (18) OR PERSONS RESIDING OUTSIDE OF THE UNITED STATES. BY USING THE WEBSITE, YOU EXPRSSLY REPRESENT AND WARRANT THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO THE TERMS OF THIS PRIVACY POLICY AND COMPANY’S TERMS OF USE. IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO BE BOUND BY THIS PRIVACY POLICY, YOU MUST IMMEDIATELY LEAVE THE WEBSITE.

The Website is intended for users who are located in the United States of America and the Privacy Policy shall be interpreted under the laws of the United States. By registering on the Website, you explicitly accept, without limitation or qualification, the collection, use, and transfer of your information in the manner described in this Privacy Policy. Please read this Privacy Policy carefully as it affects your rights and liabilities under the law.

If you do not agree to our practices and our Terms and Conditions of Use, please do not interact in any manner whatsoever with ITaxAdvance.com or register any personally identifiable information on this Website. Please contact us if you have any questions or comments about our privacy practices You can reach us info@ITaxAdvance.com

 

 

INFORMATION WE COLLECT AND RETAIN SUMMARY

Company collects information about you by and through your access to and use of this Website and through your use of our matching services. The information that we collect during registration includes personally identifiable information (“PII”).

We collect your personal information and demographic information you choose to provide us. We also collect information about how you use our site and the areas of our site that you visit. We may also acquire information about you from third parties in order to further personalize your experience. The resulting logs that we create contain information necessary for us to analyze the use of resources, troubleshoot problems, and improve our services. We also use cookies and web beacons for tracking payments from you and to third parties.

We may also collect certain non-personally identifiable information (“NPII”) about you when you visit many of the pages of this Website. NPII is data used in the aggregate to analyze trends, administer the Website, track movement and understand consumer behavior generally. The information collected by virtue of your access to and use of this Website may be collected irrespective of whether you submit information to register for our services. This NPII includes, without limitation, the type of browser that you use, your Internet Protocol (“IP”) address, the type of operating system that you use, referral/exit pages, date/time stamp and/or the domain name of your Internet service provider. An IP address is a unique identifier that a device uses to identify and communicate with on the Internet.

HOW YOUR INFORMATION IS USED

Information you provide us upon registration for services and products listed on our site, post in public areas of the site, or placed in a searchable database will be accessed, used, and stored by others around the world. We use commercially reasonable practices to provide a safe, secure environment by limiting access to our database to authorized persons with whom we are in a contractual relationship but cannot guarantee that unauthorized parties will not gain access. We also cannot control how authorized persons store or transfer information downloaded from the database, so you should ensure that you do not post sensitive information to our Site.

We use the information we collect about you to deliver the products and services we offer, and to operate and improve our site. Our services may include the display of personalized content and advertising. We may use your information to contact you about site updates, conduct surveys, or informational and service-related communications, including important security updates.

DISCLOSURE OF INFORMATION TO OTHERS

We share your information with third parties who deliver the products and services you have requested. These third parties may not use your information for any purpose other than assisting us in providing those products and services.

We may also use your information to contact you about other products or services available from third parties. We may also share your information with third parties who may contact you about their products or services. We also share information where legally required. Information collected on our Sites is stored in whole or in part in the United States, and therefore subject to U.S. law. Finally, we may disclose and transfer information if our business is sold or acquired.

We may disclose any/all information if legally required to do so, or at our discretion pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect our rights or property or our affiliated companies; (3) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.

YOUR CHOICES ABOUT YOUR INFORMATION

You may delete the personal information you submit to us at any time by notifying us at info@ITaxAdvance.com. When you request us to delete your personal information, it will be deleted, but we will retain logs, demographic and statistical information about you and keep an archival copy of your information in an anonymous form. If your personal information was previously accessed by others or transferred to others using our Site, we are unable to delete the information from their systems.

We have no control over the information that Ad Networks or other third parties may have about you. We encourage you to visit their websites and review and read the privacy policies and opt-out practices that govern their usage.

If you change your mind about receiving communications from us, you may notify us of your preferences by notifying us at info@ITaxAdvance.com.

You may also turn off cookies through your web browser. However, this may affect your use of our site as well as other’s sites.

FULL PRIVACY POLICY

ITaxAdvance.com is committed to advising you of the right to your privacy and strives to provide a safe and secure user experience. This Privacy Policy sets forth the online data collection and usage policies and practices that apply to this web site.

By registering or using this site, you explicitly accept, without limitation or qualification, the collection, use and transfer of the personal information provided by you in the manner described in this Statement. Please read this Statement carefully as it affects your rights and liabilities under the law. If you disagree with the way we collect and process personal information, please do not use this website.

SCOPE OF THIS POLICY

This policy applies to this website and regulates the processing of information relating to you and grants both us and your various rights with respect to your personal data. It describes what type of information we collect; how we use that information and to whom we can provide that information. It also informs you of how to notify us to stop using your information. Our company is in the United States. You may be in a country that has laws which are more restrictive about the collection and use of your personal information. However, by using our site, you agree to waive the more restrictive laws and agree to be governed by the laws of the United States.

This Site may also post links to other web sites over which we have no control. As such, we are not responsible for the privacy policies or practices of other web sites when you choose to link from this site. We encourage you to review the privacy policies of those other web sites so you can understand how they collect, use and share your information.

We also do not control the data use practices of those persons or entities who may access your information on this site for the purposes of providing the service or product you have requested or third party Ad Networks and other third parties with whom we work to serve you personalized ads on our site. We encourage you to review the privacy policies and opt-out choices of those third parties so you can understand how they collect, use and share your information.

INFORMATION WE COLLECT AND RETAIN

We collect the following general types of information about you when you visit and use our Site: personal information, demographic information, behavioral information, and indirect information. Sometimes we collect combinations of these types of information.

Personal information: is information that can be used to identify you, or any other individual to whom the information may relate, personally. We do not collect personal information unless you choose to provide it to us. Some examples of personal information that we collect in some areas of our Site, depending on the services you use and local law, are:

• First and Last Name
• Physical Address
• Email address
• Telephone number
• Bank account information
• Contact information
• Billing information

Any other information you provide to use during the registration process or though the course of communicating with us about the products and services provided on the Site.

Demographic information: is information that may or may not be unique to you in the sense that it refers to selected population characteristics, Such information may include, but is not limited to, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests.

Behavioral information: is information pertaining to how you use our site, the areas of our site that you visit, what services you access, and information about your computer hardware and software including your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet and other website you have been referred to us through. This information is necessary for analyzing the use of resources, troubleshooting problems, preventing fraud, and improving our services and products.

Third party information: is information that we acquire from a third party which may include personal, demographic, behavioral and indirect information. We obtain this information so that we can personalize the advertising to you shown our site.

Web Technology information: is information we automatically collect from you when you open one of our emails or visit our site. This includes information collected from the use of cookies, web beacons or java script.

No Information Collected from Children

Company encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. We will never knowingly collect any PII about children under the age of eighteen (18) years old. If we obtain actual knowledge that we have collected PII about a child under the age of eighteen (18) years old, that information will be immediately deleted from our database.

Because we do not collect such information, we have no such information to use or to disclose to third parties. Company has designed this Privacy Policy in order to comply with the Children’s Privacy Protection Act (“COPPA”).

Credit Card Information and Bank Account Information: Company may, in certain instances, collect credit card numbers, bank account information and related information when an individual places an order on Company’s Website. When the credit card or bank account information is submitted to Company, such information is encrypted and is protected with SSL encryption software. Company will use the credit card information or bank account information for purposes of processing and completing the transaction you requested on the Website, and the credit card information or bank account information will be disclosed to third parties as necessary to complete the requested purchase transaction.

Company and Third-Party Cookies, Web Beacons, Pixel Tags, Log Files and Online Behavioral Technologies

The Website and email messages may contain first-party (Company-related) and Third Party Marketer (e.g., advertisers and advertisements) cookies, web beacons, pixel tags, browser analysis tools and web server logs that enable Company and/or Third Party Marketers to track your online behavior, collect information regarding your operating system and browser type, record what webpage or email you viewed, track the IP address of the device you use to interact with the applicable online service, record when you open or click on a particular online advertisement link or webpage, and additionally for other information gathering purposes such as the language your system uses and the country and time zone of your device.

A cookie is a small file uniquely assigned to you by a webpage server when you visit a webpage or click on a link and can assist in associating your information to a unique profile. Cookies are stored in web server logs and in web cookies kept on your computer, which are then transmitted back to us and/or Third-Party Marketers by your computer. They store information about your account, preferences, your use of the Website and your online browsing habits. They allow us and/or Third-Party Marketers to recognize you when you return, and track and target your interests in order to provide a customized experience. They also assist with the provision of a customized browsing experience and with the detection of certain kinds of fraud.

Some cookies are temporary, whereas others may be configured to last longer. “Session” cookies are temporary cookies used for various reasons, such as to manage page views. Your browser usually erases session cookies once you exit your browser. “Persistent” cookies are more permanent cookies that are stored on your computer even beyond when you exit your browser. Your browser preferences can be modified to accept or reject all cookies or request a notification when a cookie is set.

Pixel tags and web beacons are tiny graphic images placed on website pages or in emails that allow Company and/or Third-Party Marketers to determine whether you have performed specific actions. When you access these pages or open email messages, the pixel tags and web beacons generate a notice of that action. These tools permit the measurement of responses to communications and improve related promotions. You may read more about web beacons at www.webopedia.com/TERM/W/Web_beacon.html.

Log files include IP addresses, browser type, Internet service provider, referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer a website, track user’s movement in the aggregate, and gather broad demographic information for aggregate use.

As set forth herein, Company and/or Third Party Marketers collect many different types of information from cookies and other technologies, including, without limitation, what website you were visiting before you came to the Website, the website you visit after you leave the Website, and other activities or yours over time and across third-party websites and online services.

The use of cookies by third parties on the Website and in email messages is subject to the privacy policies of those Third-Party Marketers and is not covered by this Privacy Policy.

JavaScript: We may also use JavaScript within certain advertisements. JavaScript is a computer language that enhances the functionality of websites, particularly in respect to pictures. We do not collect any personal data via JavaScript but use it to analyze and improve the site’s functions.

Removing Cookies: You have the ability to accept, decline or move cookies at any time by modifying your browser settings. Please see http://cookiecentral.com. If you choose to decline cookies, however, that may hinder performance and negatively impact your experience on the web site.

Disabling Web Beacons: Because Web beacons are the same as any other content request, you cannot opt out or refuse them. However, they can be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.

Disabling JavaScript: You may deactivate JavaScript via your browser settings or activate it the same way. If you disable JavaScript, you will not be able to use some of the functions of the website.

IP Addresses: We automatically track certain information based upon your behavior on the site. We may use this information to do internal research on our users’ demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your IP address. Your Internet Protocol (“IP”) is a unique Internet “address” which is assigned to you by your Internet Service Provider (“ISP”). For local area network (“LAN”), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user’s traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages.

Computer Profiles: Company may also collect and accumulate other anonymous data which will help us understand and analyze the Internet experience of our visitors. For instance, Company may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement. When you provide us with Personal Identification Information, we are able to use such visitor data to identify you.

HOW WE USE THE INFORMATION COLLECTED

Providing Services and Products: We use the information we gather on the Site for the purposes of providing the services and or products you have requested. This may include passing your information on to a third party with which we have a contract to provide such services. Although our contractual arrangement limits how such third party can use your information, we do not control the privacy practices of this third party. If you have any questions or wish to remove your information from the third party’s database, you will need to contact that party directly.

Improving our Website: We use the information we gather on the Site to respond to any inquires you make; operate and improve our Site, improve and create a positive user experience; and deliver the products and services advertised on our Site. Our services include the display of personalized products, content, and advertising relating to your experience and interests. The information we gather on this Site may be shared the other companies under common ownership with ours throughout the world.

DISCLOSURE OF INFORMATION TO OTHERS

We disclose to third parties throughout the world your personal information, combined personal, demographic, behavioral or indirect information, as set forth below:

Product and Service Delivery: We may share your information with third parties who help us in the delivery the products and services you have requested. We disclose information to companies and individuals we employ to perform technical functions on our behalf. Examples include third parties who host our website, analyze our data, provide marketing assistance, process credit card payments, and provide customer service. These companies and individuals may not share that information with any other third party or use that data for any other purpose.

Third Party Products and Services: We may disclose such information to third parties to provide you with information about the opportunities, products or services of third parties. We use the data and data logs we have about you, including interests and preferences you have expressed, to determine whether you might be interested in the opportunities, products or services of a particular third party. This type of marketing may be in the form of email offers or mobile offers sent to by third parties or telemarketing calls from third parties.

Anonymous information: We also share aggregated anonymous information about you and other persons using our Site with third parties so that they can understand the kinds of visitors to the Site and how those visitors use the Sites. This includes demographic information and behavioral information.

Legal Process: We disclose information if legally required to do so, or at our discretion pursuant to a request from a governmental entity or if we believe in good faith — after considering your privacy interests and other factors — that such action is necessary to: (a) conform to legal requirements or comply with legal process; (b) protect our rights or property or our affiliated companies; (c) prevent a crime or protect national security; or (d) protect the personal safety of users or the public.

Acquisition or Merger: We may disclose and transfer information to a third party who acquires any or all of our business, whether such acquisition is by way of merger, consolidation or purchase of all or a substantial portion of our assets. In addition, in the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of such information in a transaction approved by the court. You will be notified of the sale of all or a substantial portion of our business to a third party by email or through a prominent notice posted on the Site.

Again, in each of these situations, the recipients of your data may potentially be located in any country in the world.

THIRD PARTY USE OF YOUR INFORMATION

Third parties also collect and use information about you on our Site in the following way:

Advertiser cookies and web beacons: Advertising agencies, advertising networks, and other companies who place advertisements on the Site and on the internet generally may use their own cookies, web beacons, and other technology to collect information about you. We do not control the use of such technology and have no responsibility for the use of such technology to gather information about you.

Hyperlinks: Our Site and email messages sometimes contain hypertext links to the websites of third parties. We are not responsible for the privacy practices or the content of such other websites. Such links are provided for your convenience and reference only. We do not operate or control in any respect any information, software, products or services available on such third-party websites. The inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

USE OF YOUR INFORMATION FOR EMAIL AND TELEMARKETING

Email and Unsubscribe Policy: We may provide your personal information to third parties for promotional offers by email. These offers may be our services and products or those of third parties. We may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all Company’s email lists, a person must send an email to info@ITaxAdvance.com.

Content of Email Messages: You may receive certain commercial email messages sent by third parties for products which may be of interest to you. In such case, an Advertiser’s name will appear in the “From:” and the email will have a method at the bottom of the email to unsubscribe from that Advertiser. Company is not responsible for third party emails sent to you.

Opting Out of Email Marketing Material: We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when it asks for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference by emailing or calling us per the information contained on our contact page.

If you no longer wish to receive our promotions, you may opt-out of receiving it by following the instructions included in each newsletter or communication or by emailing or email us at info@ITaxAdvance.com.

Telemarketing: We may use your Personal Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones. You may have your telephone number or cell phone number listed on a state or federal do not call registry. By registering and using this Site, you agree that such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR §310 et seq. (the “ATSR”). Notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, you have authorized us to contact you via telemarketing in accordance with the ATSR. Moreover, by registering with, or requesting information from, a third-party advertiser at or through the Website or other advertisement media made available by us (e.g., email marketing), you agree that such action shall constitute a purchase, an inquiry and/or an application with the respective third-party advertiser for purposes of the ATSR and you may be contacted via email, direct mail and/or telemarketing by such third-party advertiser in accordance with the ATSR. We may use Personal Information to provide the services you’ve requested, including services that display customized content and advertising.

Wireless Addresses: If the e-mail address you provide to us is a wireless e-mail address, you agree to receive messages at such address from us or our business associates (unless and until you have elected not to receive such messages by following the instructions in the unsubscribe portion of this policy). You understand that your wireless carrier’s standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.

Short Message Service: We may make available a service through which you can receive messages on your wireless device via short message service (“SMS Service”). Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider’s name, and the date, time, and content of your messages. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. In addition to any fee of which you are notified your provider’s standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. We may also obtain the date, time and content of your messages in the course of your use of the SMS Service. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies.

You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier for the purpose of identifying and resolving technical problems and service-related complaints.

Removal of Wireless or SMS addresses: You may remove your information from our database. If you remove your information from our database it will no longer be used by Company for secondary purposes, disclosed to third parties, or used by Company or third parties to send promotional correspondence to you. You may remove your information by sending your request in writing via email to info@ITaxAdvance.com or by sending “STOP”, “END”, “QUIT” to the SMS text message you have received.

SECURITY

We endeavor to safeguard and protect your information. When you submit information at the website, such information is protected both online and offline. The servers in which we store Personal Information are kept in a secure physical environment. We have security measures in place to protect against the loss, misuse, and alteration of personal information under our control. Currently, we use Secure Socket Layer Software (“SSL”) to protect data and to secure any transactions. SSL encrypts information, including credit card numbers, names and addresses as they are transmitted over the Internet. Please be advised that, although We take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure. Therefore, we cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through this site is at your own risk. However, access to your information is strictly limited, and not accessible to the public.

CHANGES TO PRIVACY STATEMENT

We reserve the right to make material changes to the substance of this Privacy Statement. We will post those changes through a prominent notice on the web site so that you will always know what information we gather, how we might use that information, and to whom we will disclose it.

YOUR CALIFORNIA RIGHTS

A California resident who has provided personal information to a business with whom he/she has established a business relationship for personal, family, or household purposes (“California customer”) is entitled to request information about whether the business has disclosed personal information to any third parties for the third parties’ direct marketing purposes. In general, if the business has made such a disclosure of personal information, upon receipt of a request by a California customer, the business is required to provide a list of all third parties to whom personal information was disclosed in the preceding calendar year, as well as a list of the categories of personal information that were disclosed.

However, under the law, a business is not required to provide the above-described lists if the business adopts and discloses to the public (in its privacy policy) a policy of not disclosing customer’s personal information to third parties for their direct marketing purposes unless the customer first affirmatively agrees to the disclosure, as long as the business maintains and discloses this policy. Rather, the business may comply with the law by notifying the customer of his or her right to prevent disclosure of personal information and providing a cost-free means to exercise that right.

As stated in this policy, you have agreed to allow us to share information with third parties for their direct marketing purposes until you remove your information and thus, agreement for such disclosure. To prevent disclosure of your personal information for use in direct marketing by a third party, do not opt into such use when you provide personally identifiable information on one of our sites or contact us via email to remove your information from our database. Please note that whenever you opt in to receive future communications from a third party, your information will be subject to the third party’s privacy policy. If you later decide that you do not want that third party to use your information, you will need to contact the third party directly, as we have no control over how third parties use information. You should always review the privacy policy of any party that collects your information to determine how that entity will handle your information.

California customers may request further information about our compliance with this law by e-mailing info@ITaxAdvance.com Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this e-mail address.

Company’s Services

Company is not a lender or a loan provider. Nor is Company an agent, representative, or broker thereof. We do not make loans or credit decisions. This Site does not constitute an offer or solicitation to lend. Company is merely a free referral service through which interested consumers can connect with a prospective network of independent, third party lenders (hereinafter “Participating Lender(s)”). Company facilitates connecting consumers interested in loan amounts between $100 and $1,000 with Participating Lenders (hereinafter “Company’s services”). Not all Participating Lenders can provide up to $1,000.

Any compensation Company may receive is paid by a Participating Lender for advertising services provided. Please note that information we provide You on the Site may not meet Your particular needs and that You should seek the advice of an appropriate financial professional for an assessment of the loan information provided by Participating Lenders. Company has no involvement or responsibility in connection with a Participating Lender’s use of the information that You submit, including, without limitation, if You meet loan qualification criteria.

You expressly agree that Company shall not be liable for any damages or costs of any type arising out of or in any way connected with the loan You enter or Your use of this Site. To register for Company’s services, you must agree to these Terms & Conditions of Use, as well as Company’s Privacy Policy and Marketing Practices. You must also accurately complete and submit one or more forms that require certain personal, employment, and financial information.

Once You submit Your information, we share it with Participating Lenders. The collection, use, and sharing of this information is subject to these Terms & Conditions of Use, and Company’s Privacy Policy and Marketing Practices. By registering for Company’s services, you understand that You are requesting a referral for a loan from the Participating Lenders with whom we may share Your information. You further understand that such Participating Lenders may contact You via email, telephone/mobile device and direct mail so that they may assist You in obtaining the loan requested. Participating Lenders, Company and/or third-party marketing partners may also provide information to You about additional services and products that you may be interested in.

Participating Lenders may verify Your social security number, perform credit checks with reporting bureaus, review Your information against national consumer transaction databases and/or obtain consumer reports through alternative providers. Company does not guarantee You will be connected with a Participating Lender.

Company does not endorse, recommend, or guarantee the loan availability, price, product, availability, rates, fees or any other loan terms of Participating Lenders. Nor do we guarantee that that this is the most suitable loan for You in the current marketplace. By submitting Your information to us, You expressly agree to permit Participating Lenders to verify and investigate the information You have provided.

If You are connected with a Participating Lender, you understand Company is not a party to any agreement between You and the Participating Lender and that we have no involvement in the registration process. All loan terms are that of the Participating Lender. The Participating Lender is solely responsible for its services to You and Your communications with the Participating Lender are subject to such Participating Lender’s terms, conditions and privacy practices. You acknowledge that Participating Lenders may retain the information You provide regardless of whether You ultimately qualify for a loan. Please direct all questions, comments, or concerns involving Your loan to the Participating Lender.

Export Control

Neither the products, services, nor underlying software of this Site may be downloaded or otherwise exported: (a) into (or to a national resident of) Cuba, Iraq, Iran, Libya, North Korea, Sudan, Syria, or any other country to which the United States has embargoed goods; or, (b) to anyone on the United States Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Denial Orders (each, a “Restricted List”). By using Company’s services, You warrant that You are not located in, under the control of, or a national resident of, any such country or on any Restricted List.

Indemnification

You agree to indemnify and hold Company, its parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners, harmless from and against any and all liability, loss, damages, expenses (including reasonable attorneys’ fees), claims, actions, suits, and proceedings arising out of or related to: (a) Your use of this Site or Company’s services; (b) Your breach of these Terms & Conditions of Use; and/or (c) any dispute between You and any third party. The provisions of this paragraph are for the benefit of Company, its parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners. Each of these individuals or entities shall have the right to assert and enforce this provision directly against You on its own behalf.

Entire Agreement

These Terms & Conditions of Use set forth the entire understanding and agreement between You and Company with respect to the subject matter hereof, and supersedes any and all prior or contemporaneous agreements. Company’s failure to enforce any provision of these Terms & Conditions of Use shall not be deemed a waiver of such provision nor of the right to enforce such provision.

Modification

Company reserves the right to modify these Terms & Conditions of Use or any additional terms that apply to this Site or Company’s services. Company will post notice of any such modifications in a clear and conspicuous manner to these Terms & Conditions of Use and anywhere else Company may deem appropriate. Any such modifications shall take effect immediately. If You do not agree to any such modifications, do not use this Site or Company’s services.

Company’s Contact Information

No direct charges are imposed by the Site and related service. If You have a complaint with the services provided on the Site or wish to request further information, please contact us at info@ITaxAdvance.com.