iTax Advance – Frequently Asked Questions

Loan renewal policies are largely governed by State statute. In states where rollovers or extensions are allowed, interest rates, and late fees may be added to the original loan amount and that can result in a substantial increase to the amount you will be required to payback. Again, be sure to read the Participating Lenders loan terms in carefully and thoroughly before signing the initial loan contract.

Additional fees, and charges by The lender may apply to you in the event that you do not repay your tax advance loan. Please remember that refusal or failure to pay may result in legal action against you by The lender in an attempt to collect the loan amount, interest and costs of collections.
It’s important to remember that iTaxAdvance.com is not a lender and does not provide lending services directly to consumers.

Each Participating Lender has their own policies pertaining to late payments. The Participating Lender’s policy, including the additional charges you will incur, will be detailed in the loan documents provided to you by your Participating Lender before you are requested to e-sign for the loan. Once you have signed the Participating Lenders loan documents, you will be expected to understand and abide by the loan terms including the additional charges and/or interest if your repayment is late. If you are not able to make the payments timely, please contact your Participating Lending as soon as you are aware the loan will be late and work with them, but remember additional fees and interest may apply.

The loan amount and loan fees are withdrawn from your checking account automatically on the due date of your tax advance loan by the lender. You don’t even need to think about it! You don’t need to make any payments or visit any store. You can also request an extension if you need it by contacting your lender before the due date. Additional fees by the lender do apply to loan extensions.

Please remember that we are not a lender and we do not provide lending services directly to consumers. You will be matched with the best available lender that best suits yor imediate needs and loan amount requested. Submitting an application through us incurs absolutely no cost to you. We are paid by the Participating Lenders in our network of Participating Lenders to whom we refer you. Even if you turn down the loan or exit the process at any time, our service remains FREE of charge to you.

There are certain requirements one has to fulfill in order to receive a tax advance loan. Borrower must:

• Be a United States Citizen
• Be at least 18 years old
• Have a job that pays a certain amount of income
• Have direct deposit to a bank account

Part of the advantage of these loans is that most of the participating lenders require no papers to be printed or faxed in order to receive a tax advance loan. However it is important that you have a printer to print out the loan documents for your own records.

There is no need to worry if you have a bad credit history. Even people with bad credit history can get access to tax advances. Many people who would not get the chance from a traditional bank, can get cash as early as next business day. Simply by filling out our online application, one can get access to money to pay bills or spend the money as they see fit.

It doesn’t take long to get a tax advance. It is really a matter of filling out our online loan application. The application asks some very basic questions. Most times, people can get cash as 1 hour with a 1 hour loan but in most cases as early as the next business morning.

Getting a tax advance is extremely simple. YOu must fill out our application and once submitted it will be processed while you wait. If you apply and are approved before 5:00 p.m. EST then you’ll get cash deposited directly into your bank account which should be available for you to spend by the next business morning. Once approved, you will be redirected to the loan documents that will clearly show the loan terms and cost. Once the loan documents are electronically signed, your loan proceeds will be transferred to your bank account.

A tax advance refund loan is a short-term loan that is very useful for financial emergencies. The amount of money loaned is based on the amount of money a person makes even though it is called a tax advance loan. By basing the loan on your income the lender is assured of being paid back if your refund is delayed or even kept by the IRS and you won’t be required to provide copies of your tax returns. It is perfect for people who have really bad credit or no credit at all. Many people who request tax advance loans would not normally be able to obtain loans from a traditional bank.